Our Clients
Pula Medical Aid Fund
 PULA is an open medical aid fund that was established through a Deed of Trust, in 1991. It has also since its inception been administered by Associated Fund Administrators Botswana (Pty) Ltd. PULA prides itself in being “first in member satisfaction” and this is due to the excellent service provided by AFA personnel. PULA is a member of the International Federation of Health Plans (iFHP) and the Board of Healthcare Funders of Southern Africa (BHF). This membership gives PULA access to expertise and knowledge from within the health insurance industry worldwide. The Fund strives to ensure that those covered are also able to access healthcare services outside the borders of Botswana by identifying and facilitating long lasting relationships with most healthcare providers.
PULA provides competitive comprehensive health insurance cover for members through two (2) benefit options; namely, the De-luxe and Standard Benefit Options. The overall annual limit for the De-luxe Benefit Option is P800 000. This limit is further broken down into a basic comprehensive cover of P300 000 per annum and P500 000 per annum for Dread Disease. The latter limit covers those conditions that are catastrophic and of a very high cost, by nature; such as kidney failure, heart attack and motor vehicle accidents etc. The overall annual limit for the Standard Benefit Option is P40 000 and tends to cater for primary health care.
Botswana Public Officers’ Medical Aid Scheme
 Botswana Public Officers’ Medical Scheme (BPOMAS) has been administered by Associated Fund Administrators since its inception, in 1990. The Scheme offers medical aid cover and is open to all civil servants and their dependants. AFA has ensured the Scheme’s continued growth emanating from the improved marketing activities and improved service. The Scheme strives to ensure that those covered are also able to access healthcare services outside the borders of Botswana by identifying and facilitating long lasting relationships with most healthcare providers.
BPOMAS is a member of the International Federation of Health Plans (iFHP) and the Board of Healthcare Funders of Southern Africa (BHF). This membership gives BPOMAS access to expertise and knowledge from within the health insurance industry worldwide.
BPOMAS members can choose from two comprehensive benefit options namely; Standard Option that has P13 500 up to P18 500 cover per annum and High Benefit Option that has P185 000 cover per annum. The High Benefit Option caters for Dread Disease / Catastrophe at P100 000 (examples: RTA, stroke, heart attack, kidney failure) and the Annual Basic limit of P85 000.
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